Our Agriculture Division partners with businesses and brokers across the extensive agriculture sector, delivering industry-leading climate solutions. Our mission is to support agribusinesses aiming to protect against the effects of climate change and weather uncertainties.
We provide products designed to alleviate weather and climate risks, ensuring your agricultural enterprise thrives regardless of environmental challenges.
We provide a customized approach to protect your agricultural business from weather-related risks. Our step-by-step process ensures that you get a solution tailored to your specific needs.
We work with you to pinpoint the specific weather-related risks that affect your agricultural business. This could include risks from precipitation, temperature, wind, solar irradiance, or crop yields.
Our solutions can be applied to any location worldwide, allowing you to protect your business wherever it operates.
Define the specific time frame when your business is most vulnerable to weather risks. This could be a particular growing season, harvest time, or any other critical period for your operations.
Determine the level of financial protection you need based on your potential exposure. We offer flexible limits to suit businesses of all sizes.
We use advanced data sources to set precise triggers for payouts. These triggers are tailored to your specific risk profile and business needs.
Once your custom solution is designed, we can quickly put it into action. Our streamlined process means you can have protection in place when you need it most.
Tailor-made solutions for your specific agricultural needs.
Quick quotes to help you make timely decisions.
Streamlined claims process for faster financial recovery.
Solutions for farmers and agribusinesses worldwide.
Explore our FAQ to learn how Arbol leverages technology for parametric insurance, managing climate risks effectively for diverse industries.
Parametric insurance for agriculture is a type of coverage that provides payouts based on predefined weather events or indices, rather than actual crop losses. It uses objective data from trusted sources to trigger payments, offering faster and more transparent protection against weather-related risks.
Unlike traditional crop insurance, which requires loss assessments and can lead to lengthy claim processes, Arbol’s parametric insurance uses predefined triggers based on weather data. This results in faster payouts, no need for loss adjusters, and greater transparency in the claims process.
Arbol offers coverage for a wide range of weather risks including excess or low precipitation, extreme temperatures, wind speeds, solar irradiance, soil moisture, and crop yields. Our flexible solutions can be customized to address specific risks faced by different agricultural businesses.
Payouts are determined automatically based on data from trusted third-party sources like the U.S. Department of Agriculture, PRISM, or ERA5. When the measured weather parameter exceeds or falls below the predefined trigger, a payout is initiated without the need for claims adjustment.
Yes, Arbol’s solutions are highly customizable. We work with you to identify your specific risks, choose relevant locations, select appropriate risk periods, set coverage limits, and define triggers that align with your business needs. This ensures that you get protection tailored to your unique situation.
Punkin Center Gins faced a potential financial disaster due to low cotton yields. In 2020, they processed only 6,600 bales of cotton – just over a week’s worth of ginning during a normal year.
Arbol’s yield products, backed by tamper-proof U.S. Department of Agriculture data from dClimate, offer a solution for agricultural businesses. By providing quick, objective payouts based on independent data, Arbol is helping businesses like Punkin Center Gins protect themselves against the growing threats of climate-related crop failures.
Are you interested in our products and want to request pricing tailored to your needs? Fill out our form and our team will provide you with a personalized quote.
