The insurance and reinsurance industry have experienced a transformation in the last few years. Issues of litigation, inflation and unexpected events have caused capital erosion for insurers and have driven traditional reinsurers away from certain areas of coverage.
At Arbol, we use an advanced, analytical approach to offer reinsurance solutions for the gaps in the complex and ever-evolving reinsurance environment. Our expertise and reinsurance solutions offer a strategy to manage key primary insurance company exposures.
Enhancing accuracy and speed in pricing reinsurance structures and creating client-driven payout factors.
Utilizing comprehensive climate data from trusted sources and Arbol created climate models for informed decision-making.
Aligned with historical losses and modeled return period analysis from sources like AIR and RMS.
Designed to comprehensively cover named windstorm losses for each client.
Across agriculture and catastrophe sectors.
Facilitating large-scale implementations.
Focused on key hurricane areas, offering low attaching coverage for occurrence, aggregate, or second event.
Allowing adjustments based on client portfolios, with specifics determined by distance bands and wind speeds.
Client portfolio is used for setting payout factors and at time of loss which minimizes basis risk.
Ensuring rapid financial relief post-event, claim payment typically within 30 days, allowing insurance companies to quickly address initial loss expenses.
This collaboration proved essential when Hurricane Ian struck, leading to a swift $10 million payout that enabled Centauri to manage their financial exposure effectively and quickly access funds crucial for their operations.
The design of the parametric coverage through extensive modeling ensured that payouts aligned precisely with actual losses, showcasing Centauri's commitment to protecting its policyholders financially.
For a detailed consultation or to discuss your specific reinsurance needs, please contact us to learn how our reinsurance solutions can provide your business with the security it needs against climate risks.
